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  • 5 Things to Know If You Hope to Retire at 62 - AARP
    Many people retire at 62 because that’s the earliest you can collect Social Security retirement benefits But just because you can claim monthly benefits at 62 doesn’t always mean you should Social Security pays 100 percent of the benefit calculated from your lifetime earnings history if you claim it at full retirement age
  • Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP
    If your mate isn’t yet on Social Security, you can claim your retirement benefit at 62 (or later) and switch to spousal benefits when they do file
  • When to Apply for Social Security to Start Benefits at 62 - AARP
    By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit If you were born in 1963 or later, for instance, filing at 62 could reduce your monthly payment by as much as 30 percent AARP’s Social Security Benefits Calculator can provide more details on how filing early reduces benefits
  • What Is the Break-Even Age for Social Security? - AARP
    Calculating your break-even age can help you determine which Social Security claiming strategy will pay the highest total benefits over your lifetime
  • Collecting Social Security at 62 vs 67 vs 70 - AARP
    Collecting Social Security Benefits at 62 vs 67 vs 70 How to receive your highest monthly benefit, and when it makes sense to start collecting early By Phil Pruitt,
  • Early Retirement Health Insurance - AARP
    Key takeaways If you retire at 62, you probably won’t be eligible for Medicare Medicare for all but those with disabling chronic conditions begins at 65 One option to fill part of the gap is to use COBRA to keep your insurance A health plan through the Affordable Care Act marketplace is widely available Other options are available for a select few early retirees
  • If I Start Social Security Early, Will It Increase Later? - AARP
    If you file early and retire, you’ll be stuck with permanently reduced Social Security benefits The financial implications can be huge
  • Biggest Social Security Changes for 2025 - AARP
    You can start collecting retirement benefits before FRA — the minimum age is 62 — but your monthly payment will be permanently reduced, by as much as 30 percent You can also wait past FRA and reap Social Security's bonus for delaying benefits: an extra 8 percent a year until age 70, when you can claim your maximum benefit
  • Does SSDI Change At Retirement Age? - AARP
    Probably not Whatever your age when you claim Social Security Disability Insurance (SSDI), Social Security sets your benefit as though you had reached full retirement age Full retirement age, or FRA, is the point at which you qualify for 100 percent of the benefit Social Security calculates from your lifetime earnings
  • 8 Signs That Mean You Should Retire Now - AARP
    Retirement may seem untenable with inflation still elevated, interest rates rising and stocks whipsawing between highs and lows, but for some older adults, hanging on to their job can cause more harm than good Sure, you still have money coming in, but at what price to your mental or physical health?





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