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  • Monterra Credit Union
    The common rule of thumb is to save 1% of your home’s purchase price for ongoing maintenance But if you’re especially worried about some big-ticket items breaking down, consider a little extra protection Depending on your situation, a home warranty might be a good idea if you’re concerned about fixing or replacing major appliances or systems But be careful about who you decide to go
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    Now for the good news! The FAFSA (Free Application for Federal Student Aid) exists specifically to help you find money to help pay for college The FAFSA is a one-stop shop that determines a student’s eligibility for all federal financial aid, including loans and work-study programs, as well as grants and scholarships (which you don’t have to pay back!)
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    It is easy to get carried away as you shop online, filling your virtual cart with item after item and spending real money in the process But there are also ways to beat the online merchants at their own game, starting with the ten money-saving tricks listed below
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    The credit card company called and wrote constantly for five months to try to get the money you owed them Eventually, in July 2014, they sold the debt to a collection agency that then took over trying to get from you the money owed
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    November Session 1: Research My Employee Benefits For most employees who work in an office, a significant part of the job is sifting through a whole lot of emails to determine which contain vital information That means a bunch of potentially useful stuff—like updates on employee benefits—gets weeded out simply because there’s not enough time to engage with everything But now, during
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    Beware of lifestyle inflation When you raise your standard of living to keep up with your pay increases, you succumb to the temptation of lifestyle inflation When you plan lifestyle expenses to mop up all the extra money you make, you don’t leave anything behind for other, more essential needs The best thing to do is to think of ways to save more and resolve only to use a small part of





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