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  • AMEX Gold Approval! How might this affect my score?
    AMEX Gold Approval! How might this affect my score? So a few data points Current score is 804 3% utilization on $195k available credit I have 1 personal account credit card, 1 personal loan and 2 business credit cards with AMEX This would be my first charge card with them I usually pay in full and don't carry a balance
  • Linking new Delta Amex Gold to Skymiles Account - myFICO® Forums
    Re: Linking new Delta Amex Gold to Skymiles Account As a general PSA, I thought there is a field in the application where you enter your existing SkyMiles account number to use that, avoid getting assigned a new SkyMiles account?
  • Amex business gold application asking for last three statements
    Amex business gold application asking for last three statements Hello everyone, I recently came across a special offer for the Amex Business Gold on my account page and thought of applying for it However, upon submitting my application, I was surprised to see a request for my last three bank statements
  • When do AMEX Gold Membership Reward points post?
    Re: When do AMEX Gold Membership Reward points post? For me the 50,000 points was added to my acocunt 2 days after the transaction posted
  • Amex Gold 4x MR on DoorDash??? - myFICO® Forums - 5446702
    Re: Amex Gold 4x MR on DoorDash??? Just a quick update I talked to the Amex Membership Rewards people They asked me to make a list of the transactions that did not code as 4x points but were restaurants or grocery stores Once a provide a list, their investigations department will research and then approve or deny the additional points
  • Cancelling Amex Gold after 1 year - myFICO® Forums - 6053146
    Re: Cancelling Amex Gold after 1 year Have you thought about downgrading to the Green card? It might give you a ton of benefit You would get the last 6 months of the wireless credit so that would drop the fee from $150 to $90 It keeps them from clawing back the bonus
  • What can an Amex authorized user see online? - myFICO® Forums
    What can an Amex authorized user see online? I am thinking of adding someone to my account and am wondering what they will be able to see when they are added as an additional user and not an account manager
  • Pre Approval Odds for AMEX Gold Card - myFICO® Forums
    It's well known with Amex that the charge cards Green Gold Plat have lower underwriting standards than the revolvers It's fairly common for people with 640-650 FICO 8 scores to get approved for any of the 3 charge cards, but the combination of a late within the last year and a card with high utilzation, is what IMO tanks their odds of approval
  • Amex Delta Gold only $1000 - myFICO® Forums - 6740300
    Re: Amex Delta Gold only $1000 You can keep it open and request a CLI every 91ish days If you are using it, and your credit scores are improving along the way, it can grow quite rapidly, as AmEx commonly gives 3x CLIs A number of us on this forum have gone from $1k to $27k limits on AmEx credit cards in as little as 9 months + a few days
  • Close AMEX Gold? - myFICO® Forums - 6487074
    Close AMEX Gold? Morning all, Prior to Covid, I was paying on my AMEX BCP card and saw I was preapproved for the AMEX Gold I took the offer but naturally, i couldn't use the card to it's fullest potential I have a zero balance on the card Since the card doesn't have a credit limit, would closing the card negatively affect my scores?





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