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  • California Insurance Code section 12880. 2 (2025)
    Whether the insurer reduces coverage or increases premiums based on the insured’s claim history, the age of the covered pet, or a change in the geographic location of the insured
  • California Insurance Code § 12880. 2 (2025) - Justia Law
    (4) Whether the insurer reduces coverage or increases premiums based on the insured’s claim history, the age of the covered pet, or a change in the geographic location of the insured
  • California-2023-SB1217-Chaptered - LegiScan
    This bill would require an insurer to disclose if it reduces coverage or increases premiums based on the age of the covered pet or a change in the geographic location of the insured, as well as if it requires a medical examination to effectuate coverage or imposes a waiting period
  • Bill Text: CA SB1217 | 2023-2024 | Regular Session - LegiScan
    This bill would require an insurer to disclose if it reduces coverage or increases premiums based on the age of the covered pet or a change in the geographic location of the insured, as well as if it requires a medical examination to effectuate coverage or imposes a waiting period
  • California Code, Insurance Code - INS § 12880. 2 | FindLaw
    (4) Whether the insurer reduces coverage or increases premiums based on the insured's claim history, the age of the covered pet, or a change in the geographic location of the insured
  • Can a pet insurance raise the annual fee over 100% based on a dogs age . . .
    A: In California, pet insurance is regulated by the Department of Insurance, and while insurers are generally allowed to set their premiums based on risk factors including the age of a pet, any rate increases must be filed with and approved by the Department
  • CHAPTER 83 Pet Insurance Act [Effective January 1, 2026. ]
    (1) Clearly disclose the applicable benefit schedule in the policy; and (2) Disclose all benefit schedules used by the pet insurer under its pet insurance policies through a clear and conspicuous link on the main page of the pet insurer’s or pet insurer’s program administrator’s website
  • NAIC Pet Insurance Model Law_11921Clean
    Whether the pet insurer reduces coverage or increases premiums based on the insured’s claim history, the age of the covered pet or a change in the geographic location of the insured
  • How Age Affects Pet Insurance Premiums and Coverage Options
    Rates are reassessed each year at renewal based on your pet’s updated age Increases tend to be modest in the early years They become steeper once your pet crosses into what most insurers classify as the senior tier
  • Does Pet Insurance Go Up If You Claim? Premiums Explained
    At least one major insurer states that premiums may increase at renewal based on the pet’s age, breed, location, or claims history, depending on the plan selected 1 This approach differs sharply from auto insurance, where a single at-fault accident often raises premiums by 40% or more





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